Everything About
Fixed Indexed Annuities

A fixed indexed annuity is simply a tax-deferred, long-term savings option that is designed with the potential to capture a portion of the market’s upside, with guarantees that you’ll experience no loss of premium due to market downturns. The money you place into your fixed indexed annuity and any earnings credited to you will not be lost due to a negative market. There are many types of fixed indexed annuities. Some are designed for growth and accumulation, others offer guaranteed income for life, and if you have concerns about the potential expenses associated with nursing home care, you can adapt your FIA to those life changing situations. Most products are equipped with liquidity features that give you access to some of your retirement savings as well. Annuities can play a vital part in your retirement accumulation strategy-offering both upside potential and premium protection against market risk.

Most investment companies (who do not offer fixed indexed annuities) recommend them as a wise addition to your portfolio.